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Reward Credit Cards

Today, consumers are faced with a bewildering number of choices in their selection of credit cards. Aside having to choose from a VISA, MasterCard, Discover Card, American Express, or some other card, there are also choices in the type of features and benefits of using the card, for example, reward cards. There are cash back card, airline mileage cards, hotel cards, travel cards, gas cards, rebate cards and more!

Reward credit cards that offer the best rewards and benefits to the cardholder provide users with the opportunity to earn cash back, frequent flyer points, free hotel stays, gasoline rebates, and store discounts based on their purchase activities with these cards.

Cardholders that pay off their credit card balances every month can truly benefit using reward credit cards. By making timely payments and not carrying any monthly credit card balance, and thus paying no interest or late fees, other than the annual fee, if one is being charged, there is no other cost to the cardholder. Every dollar spent on purchases results in points which are then used to cash in on the rewards being offered by the card issuer

Depending on the particular reward card, accumulated points can provide cardholders with cash rebates, airline miles, free travel, free hotel stays, rebates on automobiles, groceries, video rentals, movie tickets, theme parks, home appliances, gift certificates or just about anything else you can think of.

Note, however, that reward cards may not be the best choice for those consumers that do not pay off their balance in full every month. These consumers will incur interest fees that are likely to offset any benefits that the reward card may provide. In fact, the end result may be very costly to the cardholder. We suggest that these consumers select a more appropriate credit card, one with a low interest rate.

For those consumers that do pay off their credit card balance in full each month, we strongly suggest that they consider obtaining a reward credit card and using it for all of their purchases As they acquire points on their purchases and eventually cash them in, they are sure to be pleased in having a reward credit card!

Credit Card Articles

Choosing a Credit Card

Gold and Platinum Cards

Credit Matters: A Primer on Credit Card Use

What You Should Know About the Cost and Terms of Credit

Strategies for Saving Money On Loans and Credit Cards

Using Plastic: A Young Adult's Guide to Credit Cards

Avoiding Credit and Charge Card Fraud

Taking Charge of Your Credit Cards

Cosigning A Loan

Glossary of Financing and Credit Terms

Understanding Your Rights To Fair Lending

Out of Work? How to Deal with Creditors

Default: Failing To Meet Your Legal Obligations

Credit and Debit Cards: What To Do If They're Lost or Stolen


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